HDFC Bank Q3 FY25: PAT Up 2% YoY to ₹16,736 Cr

HDFC Bank Q3 FY25: PAT Up 2% YoY to ₹16,736 Cr

HDFC Bank reports a 2.21% YoY rise in standalone PAT to ₹16,735.50 Cr in Q3 FY25. Stock gains 1.17% to ₹1,661. Total income grows 7.02% YoY to ₹87,460.44 Cr.

Net Interest Income (NII) grew 7.7% YoY to ₹30,650 Cr in Q3 FY25. Core net interest margins: 3.43% on total assets and 3.62% on interest-earning assets.

Average deposits surged 15.9% YoY to ₹24,52,800 Cr in Q3 FY25. CASA deposits increased 6% YoY to ₹8,17,600 Cr. Gross advances stood at ₹25,42,600 Cr, up 3% YoY.

Retail loans rose 10%, commercial and rural banking loans grew 11.6%, while corporate loans declined 10.4%. Overseas advances formed 1.8% of total advances.

Gross NPAs rose to 1.42% of advances in Q3 FY25 vs. 1.26% YoY. Net NPAs increased to 0.46%. CAR under Basel III: 20%, up from 18.4% YoY.

With 9,143 branches & 21,049 ATMs across 4,101 cities, HDFC Bank's network expanded in Q3 FY25. PPOP grew 5.72% YoY to ₹25,000.40 Cr.

Need expert guidance? Explore banking lawyer services today! Navigate banking laws with ease and confidence. Click now to get started!

Arrow